OPG Benefits aspires to reintroduce optimism to the purchasers of health insurance and income replacement protection.  

By actively listening to our clients and leveraging our vendors, we will consistently:

  • illustrate solutions featuring superior benefits, choices and flexibility
  • ensure compliance with government mandates and industry best practices
  • respect the wallets of employees, employers and taxpayers
  • deliver unsurpassed levels of customer service every business day
  • OPG Benefits has outstanding customer service with an extremely knowledgeable staff.  Their customer service is also both friendly and prompt.  OPG has helped us through budgetary challenges by bringing new ideas that meet our districts specifics needs.  It is rare to find a company that treats you as a top priority. 
  • OPG Benefits offers excellent customer service support and their staff members are extremely knowledgeable.  They have gone out of their way to assist our school district finding answers for our unique needs.
  • OPG Benefits experience with self-funded medical and dental plans has translated into enormous savings for our school district, which has helped offset some of our other significant budgetary challenges.
  • We have worked with OPG Benefits for years and as a result of their expertise and consultation, we have literally saved hundreds of thousands of dollars in medical administrative fees.


  • Planning Design Consulting
  • Developing effective plans is an interactive process driven by the current and long-term objectives of the client.

  • Installation
  • OPG Benefits is well positioned to coordinate all aspects of the transition from one vendor to another.

  • Education & Communication
  • Regardless of the culture of the municipality, county, school or private sector client, OPG Benefits is staffed to orchestrate all aspects of communicating key information.

  • Report Development
  • OPG Benefits knows that gathering relevant experience data is a key step to minimizing the largest part of plan expenses – claim costs.

  • Renewal Negotiation
  • Our agency works on behalf of a clientele that the vendor community frequently covets. We consistently leverage this position for the betterment of our clients’ programs.

  • Client Specific Services
  • Every benefit program is unique and their members particular. We work hard to tailor an appropriate menu of product offerings, tools and services that will satisfy even the most discriminating of consumers.


    HSA Limits Will Increase for 2015

    On April 23, 2014, the Internal Revenue Service (IRS) issued Revenue Procedure 2014-30, which increases limits for health savings accounts (HSAs) effective for calendar year 2015. The following HSA limits will increase for 2015:

    Annual contribution limits for single and family coverage;
    Maximum out-of-pocket expense limits for coverage under a high deductible

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